
Fact Sheet
Luxembourg
Accident Insurance Association (AAA)
Basis principle
The AAA is a public institution placed under the supervision of the Ministry of Health and Social Security. We are responsible for preventing and compensating occupational accidents and diseases.
Financial compensation
Yes
Medical treatment responsibilities
Yes
Prevention responsibilities
Yes
Research in OS&H issues responsibilities
There is no particular institution for research in OS&H issues in Luxembourg. However, we occasionally participate in individual research projects.
Rehabilitation of victims of occupational injuries responsibilities
We cover the expenses for rehabilitation of victims of occupational injuries. The rehabilitation services are provided by specialized institutions.
Specific insurance against accidents at work and occupational diseases
Yes
Is this insurance compulsory?
Yes
Contributions
The insurance of professional activities are financed by employer contributions. Non-professional activities are financed by government expenses.
People covered
Private and public workers, self-employed people, agricultural activities as well as certain non-professional activities of a restricted circle of insured persons are covered by the insurance.
Is insurance different for accidents at work and for occupational diseases?
No
Risks covered
Accidents at work, occupational diseases, commuting accidents
Web: www.aaa.lu
Contact email: prevention.aaa@secu.lu
Information provided by AAA – September 2025