Fact Sheet

Luxembourg
Accident Insurance Association (AAA)

Basis principle

The AAA is a public institution placed under the supervision of the Ministry of Health and Social Security. We are responsible for preventing and compensating occupational accidents and diseases.

Financial compensation

Yes

Medical treatment responsibilities

Yes

Prevention responsibilities

Yes

Research in OS&H issues responsibilities

There is no particular institution for research in OS&H issues in Luxembourg. However, we occasionally participate in individual research projects.

Rehabilitation of victims of occupational injuries responsibilities

We cover the expenses for rehabilitation of victims of occupational injuries. The rehabilitation services are provided by specialized institutions.

Specific insurance against accidents at work and occupational diseases

Yes

Is this insurance compulsory?

Yes

Contributions

The insurance of professional activities are financed by employer contributions. Non-professional activities are financed by government expenses.

People covered

Private and public workers, self-employed people, agricultural activities as well as certain non-professional activities of a restricted circle of insured persons are covered by the insurance.

Is insurance different for accidents at work and for occupational diseases?

No

Risks covered

Accidents at work, occupational diseases, commuting accidents

Web: www.aaa.lu
Contact email: prevention.aaa@secu.lu

Information provided by AAA – September 2025