Fact Sheet
Germany
Social Insurance for Agriculture, Forestry and Horticulture (SVLFG)
Basis principle
The SVLFG is a non-profit organisation, a self-administered federal corporation under public law. This means it is administered by those to whom it provides insurance, thus representing competent legal and professional interests.
As comprehensive insurance provider within the German agricultural, forestry and horticultural sector, it implements social insurance and offers comprehensive social security. This integrated insurance management system is tailored to efficiently meet the needs of its insured.
Financial compensation
Yes
Medical treatment responsibilities
Yes
Prevention responsibilities
Yes
Research in OS&H issues responsibilities
Yes
Rehabilitation of victims of occupational injuries responsibilities
Yes
Specific insurance against accidents at work and occupational diseases
Yes
Is this insurance compulsory?
The insurance covering accidents and occupational diseases is compulsory for employees and self- employed, but varies in questions of Health and Pension Insurance.
Contributions
The SVLFG has a contribution-based system with solidarity and tax-based components. Equitable access to comprehensive coverage is ensured to all insured parties irrespectively of income.
People covered
The SVLFG covers about 1 to 3 % of the population: Employers and employee working in German agricultural, forestry and horticultural. For health and pension benefits the SVLFG also cares for the farmer’s family and retired farmers.
Is insurance different for accidents at work and for occupational diseases?
No
Risks covered
Work and commuting accidents and occupational diseases, cases of sickness, maternity and paternity, retirement
Web: www.svlfg.de
Contact email: international.relations@svlfg.de
Information provided by SVLFG – August 2025