Fact Sheet

France
EUROGIP and Occupational risks Department – National health insurance fund (CNAM)

Basis principle

Social Security Code (Code de la Sécurité sociale), Book IV

Another general system for the agricultural sector and several other systems for soldiers, sailors, civil servants, magistrates, etc.

Financial compensation

Yes

Medical treatment responsibilities

Yes

Prevention responsibilities

Yes

Research in OS&H issues responsibilities

As CNAM is in charge of prevention, it has the possibility to finance some institutions (in particular INRS) for research in OS&H issues

Rehabilitation of victims of occupational injuries responsibilities

Yes

Functional rehabilitation with provision of benefits in kind and cash benefits.

Professional retraining with a view to professional reintegration, with coverage of all kinds of expenses, including costs connected with training, maintenance costs, accommodation costs, transport costs and costs for maintaining cash benefits.

Specific insurance against accidents at work and occupational diseases

Yes

Is this insurance compulsory?

Yes

Contributions

Contributions from employers

People covered

Through the CNAM’s scheme (general social security scheme): workers of industry, retail and service sectors and since 1/1/2020 self-employed and students.

Workers of other sectors are covered by other schemes.

Is insurance different for accidents at work and for occupational diseases?

No

Risks covered

Accidents at work, occupational diseases (mixed system), commuting accidents

Web: www.assurance-maladie.ameli.fr/risques-professionnels
Contact email: pendaries@eurogip.fr

Information provided by EUROGIP – August 2025